Emergency Home Repair Loan Program

The Emergency Home Repair Loan Program is a 0% mortgage loan program providing assistance to eligible homeowners faced with a condition determined to be dangerous to the life, health, property, and safety of the occupants of the home. The program is limited to one qualified repair that needs immediate attention.

Examples of qualified repairs include:
  • Severely damaged roof
  • Severe plumbing leaks
  • Unsafe electrical wiring
  • Unsafe or non-working heater in winter
Loan amounts are from $500 to $5,000. Payments may be spread over 36 or 60 months.